• Loan size: from £100,000 to £2,500,000
  • Loan term: from 5 to 30 years
  • LTV: Up to 75% maximum LTV
  • ICR: 125% Interest Coverage Ratio requirement
  • Available for individual and corporate borrowers
  • Standard sectors include offices, retail, healthcare, hostels and more
      • Loan size: from £100,000 to £2,500,000
      • Loan term: from 5 to 30 years
      • LTV: Up to 70% maximum LTV
      • Enhanced underwriting for complex property types
      • Car parks, sports venues, and utilities considered
      • Specialist sectors include leisure, education, sports venues and more

      At MT Finance, we believe access to specialist finance should be straightforward, responsive, and tailored to real-world needs. Unlock our flexible commercial solutions with specialist and standard mortgages designed with you in mind.

      If you’re looking for a simple and hands-on approach to your cases, take a look at the latest rates and key criteria for our Commercial mortgage product.

      Product guide

      We consider individual and corporate borrowers. Whether you’re looking to finance an acquisition, refinance existing debt, or unlock capital from commercial property, we’re here to help—clearly, efficiently, and without unnecessary complexity.

      Criteria guide