- Loan size: from £100,000 to £2,500,000
- Loan term: from 5 to 30 years
- LTV: Up to 75% maximum LTV
- ICR: 125% Interest Coverage Ratio requirement
- Available for individual and corporate borrowers
- Standard sectors include offices, retail, industrial, healthcare
- Loan size: from £100,000 to £2,500,000
- Loan term: from 5 to 30 years
- LTV: Up to 70% maximum LTV
- Enhanced underwriting for complex property types
- Car parks, sports venues, and utilities considered
- Specialist sectors include leisure, education, sports venues & utilities
At MT Finance, we believe access to specialist finance should be straightforward, responsive, and tailored to real-world needs. Unlock our flexible commercial solutions with specialist and standard mortgages designed with you in mind.
If you’re looking for a simple and hands-on approach to your cases, take a look at the latest rates and key criteria for our Commercial mortgage product.
Product guide
We consider individual and corporate borrowers. Whether you’re looking to finance an acquisition, refinance existing debt, or unlock capital from commercial property, we’re here to help—clearly, efficiently, and without unnecessary complexity.
Criteria guide
David Kingham
BDM for London & South East
Starting at MT Finance as a New Business Executive in 2019 and progressing to Senior Underwriter for regulated bridging, David’s expertise has allowed him to smoothly transition into business development. A natural problem solver, he excels in navigating complex markets and providing innovative solutions.
Chris Parr
Senior BDM for Midlands & North
Chris Parr has over 20 years’ experience in the financial services sector. Since joining the MT Finance team in 2020, he has used his vast knowledge to support our introducing brokers in the Midlands, Northern England and North Wales and helping to guide them through every stage of an application process.
Richard Sherman
Senior BDM for South West & South Wales
Richard joined us in 2018 and has over 10 years’ experience in the industry. Having joined from a mortgage broker, he’s uniquely placed to understand how our brokers truly operate & what they need to effortlessly provide the best possible outcomes for their clients.
Joe Grace
Senior BDM for London & South East
Joe originally joined us in 2019 as a New Business Executive, meaning he has an in-depth knowledge of our operations & processes as well as the property sector. A natural people person, his ability to forge strong relationships makes him the perfect choice to support our brokers.
