- Up to 80% LTV
- ICR from 125%
- Minimum loan £25,001 (refer to criteria for ex-local)
- England & Wales only
- Individuals and limited companies
- Adverse credit considered
- Holiday lets considered (loan based on AST)
- 28sqm minimum size
- Up to 75% LTV
- ICR from 125%
- Minimum value £100,000 (outside of London)
- England & Wales only
- Individuals and limited companies
- Adverse credit considered
- 10 beds maximum
- 12 months experience as a landlord
- Up to 75% LTV
- ICR from 125%
- Minimum value £100,000 (outside of London)
- England & Wales only
- Individuals and limited companies
- Adverse credit considered
- 12 months of experience
- More than 4 units in a block loan capped at £700k
- Up to 75% LTV
- ICR from 125%
- Minimum value £100,000 (outside of London)
- England & Wales only
- >40% commercial element
- Individuals and limited companies
- Adverse credit considered
- Loan based on residential rents & value
- 12 months letting experience
- More than 4 units in a block loan capped at £700k
Guided by a streamlined process, a hands-on service, and a flexible approach, our BTL mortgage products are designed to deliver a solution with ease. To access our BTL range, simply enter your details and our team will be in touch shortly to set you up.
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If you’re looking for a simple and hands-on approach to your cases, take a look at the latest rates and key criteria for our Standard Buy to Let, HMO, MUFB, and Semi-Commercial buy-to-let mortgage products.
Product guide
Everything you need to know about our lending, borrower, and
property criteria is all in this detailed guide. Don’t forget, we can consider cases that fall outside our published criteria, so please don’t hesitate to contact us to discuss anything prior to submission.
Criteria guide
Submit business
Easily manage your existing cases and
submit new ones, all via our intermediary portal. Or if you’d rather discuss your case prior to submission, please do call our expert buy-to-let team on 0203 051 2331 – they’re friendly and happy to help.