A New Chapter in Commercial Lending

 

We’re proud to introduce our new Commercial Mortgage product—designed with brokers and borrowers in mind.

At MT Finance, we’ve always believed that specialist finance should be straightforward, responsive, and tailored to real-world needs. This new offering strengthens our commitment to delivering flexible funding solutions with the speed and service you expect from us.

Whether you’re looking to finance an acquisition, refinance existing debt, or unlock capital from commercial property, we’re here to help—clearly, efficiently, and without unnecessary complexity.

 

Loan Size: £100,000 to £2.5 million

Loan Term: 5 to 30 years

LTV: Up to 75% (standard) / 70% (specialist property)

Repayment Options: Interest-only and capital & repayment

Eligible Borrowers: Individuals, Limited Companies, LLPs, and Expats

Minimum Income: £15,000 per annum

Wide Property Range: From offices and retail to care homes and hospitality

New Builds Accepted: With appropriate warranty

Loan Size: £100,000 to £2.5 million

Loan Term: 5 to 30 years

LTV: Up to 75% (standard) / 70% (specialist property)

Repayment Options: Interest-only and capital & repayment

Eligible Borrowers: Individuals, Limited Companies, LLPs, and Expats

Minimum Income: £15,000 per annum

Wide Property Range: From offices and retail to care homes and hospitality

New Builds Accepted: With appropriate warranty

If you’d like to explore how our Commercial Mortgage product can support your next project, we’re here to help. Whether you have a specific case in mind or simply want to understand your options, our experienced team is on hand to provide clear guidance and fast, efficient support.

David Kingham

BDM for London & South East

Starting at MT Finance as a New Business Executive in 2019 and progressing to Senior Underwriter for regulated bridging, David’s expertise has allowed him to smoothly transition into business development. A natural problem solver, he excels in navigating complex markets and providing innovative solutions.

Chris Parr

Senior BDM for Midlands & North

Chris Parr has over 20 years’ experience in the financial services sector. Since joining the MT Finance team in 2020, he has used his vast knowledge to support our introducing brokers in the Midlands, Northern England and North Wales and helping to guide them through every stage of an application process.

Richard Sherman

Senior BDM for South West & South Wales

Richard joined us in 2018 and has over 10 years’ experience in the industry. Having joined from a mortgage broker, he’s uniquely placed to understand how our brokers truly operate & what they need to effortlessly provide the best possible outcomes for their clients.

Joe Grace

Senior BDM for London & South East

Joe originally joined us in 2019 as a New Business Executive, meaning he has an in-depth knowledge of our operations & processes as well as the property sector. A natural people person, his ability to forge strong relationships makes him the perfect choice to support our brokers.

Joe Grace BDM