If you need to purchase an investment property quickly via auction, or simply raise finance fast, MT Finance is here to deliver your funds in a matter of days.
The main benefit of a short-term loan is the speed at which funds can be delivered. Where a mainstream bank may take several months to put together a loan for a borrower, MT Finance is able to make lending decisions within hours of initial enquiry, so funds can often be released within days, preventing borrowers from missing out on time-sensitive opportunities that come their way.
Our streamlined process includes no lengthy application forms, allowing us to offer your short-term loan exactly when, and how, you need it.
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product features:
- Rates from 0.65%
- 1st & 2nd charge loans
- Loans from £50,000- £10,000,000
- Up to 70% LTV
- Terms from 1-24 months
- Residential, commercial & semi-commercial property
- Adverse credit, CCJs and arrears considered
- No up-front fees, no exit fees, no ERCs
- No credit scoring
our process
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step 1
the
enquiryYou can apply one of three ways. You can either call us to speak to one of the team directly, send your enquiry via email, or fill in our Quick Enquiry form. Alternatively, you can Request a Callback and one of our experts will be in touch with you when convenient.
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step 2
the
offer
We will review your enquiry and if our criteria matches your requirements, we will review and respond with an Offer in Principle (OIP). We can usually provide you with an OIP within 2 business hours. If you're happy with our offer, simply sign it and email it back to us.
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step 3
the
valuation
We will instruct a RICs surveyor from our panel to value all properties offered as security for the loan – our valuation reports are typically produced within 72 business hours. Whilst we wait for the valuation report, we will need your solicitor’s details.
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step 4
the
solicitors
We will send your solicitor our Checklist of Requirements. If the valuation report is acceptable for the loan to proceed as per the terms agreed, we will confirm this to your solicitor and then issue the mortgage deed for your witnessed signature.
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step 5
funds
released
Once our solicitor is in receipt of all satisfactory replies and supporting documentation, we are ready to go! Within 24 hours of receipt of the report on title, we arrange the transfer of funds to your solicitor to complete the transaction.
we are a leading property finance lender
providing fast, flexible and transparent solutions including:
Bridging Loans
We believe a bridging loan should either make or save a borrower money. Our streamlined process allows us to cut through delays and deliver funds exactly when, and how, they are needed.
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Refurbishment Loans
Our short-term refurbishment loan products are available to property investors, landlords and developers who are looking to upgrade their investment assets with speed and minimum fuss.
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Auction Finance
The main benefit of auction finance is the speed at which funds can be delivered. MT Finance is able to deliver funds in a matter of days and we can approve an application prior to auction.
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Property Conversion
Our heavy refurbishment product is designed to help property investors and developers fund a renovation with speed. We can also provide funding in stages to keep the costs down.
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Second Charges
A second charge bridging loan could be the ideal solution for those who already have a mortgage secured against their property but require further funds for a short period of time.
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Property Purchase
A short-term loan from MT Finance is an effective means of raising funds quickly, enabling landlords and property investors to take advantage of investment opportunities in the buy-to-let market.
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Business Funding
Whether funds are needed to acquire stock, provide additional capital to stimulate growth, or to facilitate a new venture, MT Finance is committed to providing liquidity to the SME sector.
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Urgent Transactions
We can make lending decisions within hours of initial enquiry and release funds in less than a week, preventing borrowers from missing out on time-sensitive opportunities that come their way.
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