our team

Joshua Elash

Founding Director

Joshua graduated with an LLB (Hons) from University College London in 2001. A qualified NY State Attorney he started his career with National Westminster Bank before joining a firm of solicitors in London where he practised law for a number of years, specialising in commercial contracts, real estate and finance.

In early 2007 Joshua moved into investment management, joining the Endurance Real Estate Fund working with some of Europe’s largest institutional investors. As a founding Director of the company, Joshua is broadly responsible for formulating the company’s strategic growth plans and oversees the underwriting process at MT Finance.

Tomer Aboody

Founding Director

Tomer Aboody is a founding Director of MT Finance. With over 20 years’ experience working in the property investment sector both in the UK and abroad, he brings first-hand understanding of the property world to the company.

The driving force behind MT Finance’s property focussed approach to lending, Tomer pioneered our common sense approach to underwriting around the simple notion that it is important to focus on the property or project and to listen to the borrower rather than rely on a computer generated credit report.

Joshua Elash

Founding Director

Joshua graduated with an LLB (Hons) from University College London in 2001. A qualified NY State Attorney he started his career with National Westminster Bank before joining a firm of solicitors in London where he practised law for a number of years, specialising in commercial contracts, real estate and finance.

In early 2007 Joshua moved into investment management, joining the Endurance Real Estate Fund working with some of Europe’s largest institutional investors. As a founding Director of the company, Joshua is broadly responsible for formulating the company’s strategic growth plans and oversees the underwriting process at MT Finance.

Tomer Aboody

Founding Director

Tomer Aboody is a founding Director of MT Finance. With over 20 years’ experience working in the property investment sector both in the UK and abroad, he brings first-hand understanding of the property world to the company.

The driving force behind MT Finance’s property focussed approach to lending, Tomer pioneered our common sense approach to underwriting around the simple notion that it is important to focus on the property or project and to listen to the borrower rather than rely on a computer generated credit report.

Gareth Lewis

Commercial Director

Gareth joined MT Finance from specialist lender, Precise Mortgages, in May 2018.

He has more than 14 years of experience in the short-term lending market, having previously held roles at Tiuta and Cheval Property Finance, before joining Precise Mortgages in 2011.

Gareth is responsible for overseeing product development and identifying new propositions to meet the company's growing demand.

James Anderson

Operations Director

James, who was previously Relationship Manager at IRESS (formerly Trigold), has over 10 years’ experience in roles including marketing, sales, and business development in the financial services sector.

Working with a wide variety of lenders and distributors across the whole of the mortgage and short-term lending industry, James has a wealth of knowledge of the UK lending market, as well as the technology which underpins best practice.

James is responsible for making sure that everything runs smoothly and that we continue to offer the best service possible to our introducing brokers and clients.

Christian Gugolz

BDM for London/South East

Christian joined MT Finance from loan brokerage, Omega Loans, where he focused on the development of its commercial, bridging and secured loans business.

Christian started his career at a legal recruitment company before moving to a commercial outsourcing solutions firm where he held the position of national account executive.

Covering London and the South East of England, Christian is responsible for introducing new brokers to our panel in this region, as well as strengthening MT Finance's existing relationships

He was named BDM of the Year at the Specialist Finance Introducer Awards in 2019 and Lender Relationship Manager of the Year at the Bridging & Commercial Awards 2018.

Rory Cleary

Senior BDM for London

Rory has 10 years of experience in the mortgage industry. He joined MT finance in April 2020 from Precise Mortgages, where he held position as Business Development Manager for almost 4 years.

Prior to that Rory was a mortgage advisor at both Barclays and HSBC.

Rory is responsible for building and maintaining long-lasting relationships with brokers in London.

Richard Sherman

BDM for South West/South Wales

Richard Sherman joined MT Finance from John Charcol Mortgage Brokers, where he served as Bridging and Development Finance Specialist.

Richard has more than 10 years’ experience in the specialist finance sector, having previously held roles at Santander and Barclays, before joining John Charcol in 2016.

Richard is responsible for building new relationships with brokers, as well as strengthening MT Finance’s existing relationships. He covers the South West and South Wales region.

Chris Parr

Senior BDM for Midlands/North

Chris has worked in the finance industry for over 20 years for various banks and specialist lenders, including Precise Mortgages and Masthaven.

Chris joined MT Finance in April 2020 and is responsible for building and maintaining relationships with brokers in the Midlands and the North of England and will work alongside the Company's existing team of BDMs, headed up by Commercial Director, Gareth Lewis.

Sherice Neil

Senior Relationship Manager

With over 8 years’ experience in the UK property and finance sector, Sherice started her career in property law before moving to a conveyancing firm, where she gained extensive experience in all aspects of the conveyancing process.

In 2012 Sherice joined MT Finance and is responsible for managing new loan applications, ensuring the process is efficient and stress-free for our clients and broker partners.

Lenka Pajkošová

Head of Underwriting

Lenka graduated in 1998 with a degree in Management & Economics.

Lenka joined MT Finance in January 2013, bringing with her an extensive knowledge of property law from a variety of UK law firms.

Lenka is an integral member of the team and has a deep understanding of our legal process, she manages a portfolio of transactions covering everything from checking legal documents to liaising with solicitors, investors, and brokers.

Lenka was named Underwriter of the Year the Financial Reporter Awards 2018.

Raphael Benggio

Head of Regulated Underwriting

Raph graduated with a 1st class honours in Law and Business from Middlesex University.

Joining us from Masthaven Bank, where he was an Underwriting Manager, Raph has over 7 years underwriting experience in specialist lending, and both regulated and unregulated bridging loans.

Raph manages the regulated team and the pipeline of regulated transactions. He is responsible for underwriting and assessing loan documentation, including valuation reports, and ensuring that all regulatory requirements are satisfied.

In 2018 he was nominated for ‘Underwriter of the Year’ at the Bridging & Commercial Awards.

Ayondip Dam

Underwriter

Ayondip studied law at the University of Leicester, he then went on to the University of Law in Bloomsbury to complete his Legal Practice Course.

Ayondip previously held roles at Rebus Investment Solutions, where he worked closely with HNW individuals and at The Law Practice UK Limited- it was here where he gained his property expertise and qualified as a solicitor in October 2017. He joined the MT Finance team in May 2018.

Ronnie Woods

Underwriter

Ronnie joined MT Finance in August 2017, after graduating with a 1st class BA (Hons) History degree from Queen Mary University of London. Ronnie has previous experience working at a Wealth Management Company.

As a member of the underwriting team, Ronnie is responsible for assessing and managing risk, reviewing valuation reports and setting lending levels.

Bhavisha Purohit

Underwriter

Bhavisha completed her LLB Law (Hons) degree in 2012, after extending her degree to 4 years to study International Law abroad in Sweden and The Netherlands.

Before joining MT Finance, Bhavisha worked for a number of private practice property law firms specialising in both residential and commercial conveyancing.

Bhavisha is an Underwriter at MT Finance and is responsible for instructing and liaising with our solicitors and assessing each transaction for any legal issues and risks which could potentially arise.

Jade Lidiard

Underwriter

Jade graduated from Portsmouth University in 2016, with a degree in Psychology, BSc (Hons).

Jade joined MT Finance in December 2016 after working for a company helping people buy property abroad. As a member of the underwriting team, Jade is responsible for reviewing loan applications and analysing loan risk.

Sarah Parsons

Junior Underwriter

Sarah studied History at the University of Bristol and graduated in 2017.

She joined MT Finance in June 2018 from an investment consultancy firm, where she was responsible for analysing stock prices and highlighting bullish and bearish index prices.

As part of the underwriting team, Sarah is responsible for reviewing our loan applications.

David Kingham

Junior Underwriter

David joined MT Finance in January 2019 from Nationwide, where he was Mortgage & Protection Advisor.

He graduated from the University of Central Lancashire with a Business and Management degree (Hons). David is also CeMAP qualified after taking the exams in 2017 and receiving a Distinction.

As part of the underwriting team, David is responsible for assessing our loan applications through to completion.

Hannah Cooper

Team Leader

Hannah graduated from Anglia Ruskin University in 2018, with a degree in Finance and Economics.

Before joining MT Finance in May 2019, Hannah was a Senior Research Degrees Administrator at a university and was responsible for the administration of the Post Graduate Research Student Progress Subcommittee, ensuring the studying journey was a simple as possible for its students.

As part of her new role, Hannah is responsible for managing new and existing loan applications, instructing valuers, and ensuring all parties are kept up to date throughout the entire loan process.

Clarice Mutanda

Mortgage Administrator

Clarice graduated with a 2:1 in Accounting and Finance.

She joined us in October 2020, from Metro Bank, where she held the role of Business Banking and Finance Consultant, overseeing the processing of new applications, issuing lending products and handling complex business account openings.

At MT Finance, Clarice takes on the role of Mortgage administrator, where her responsibilities include managing new and existing loan applications, instructing valuers and supporting throughout the loan process.

Emily Hatt

Loan Administrator

Emily graduated from Kings College London in 2020, with an MSc in Forensic Mental Health, on the back of a first Class Honours in BSc Psychology with Criminology.

Emily joined MT Finance in February 2021, after completing a 12-month internship at ING Bank where she gained experience in real estate finance, syndicated finance and innovation & digital transformation.

As part of the loan administration team, Emily is responsible for setting up new applications, instructing valuations and solicitors and providing administrative support to the underwriting team.

Ameenah Begum

Senior New Business Executive

Ameenah graduated in 2016 from the University of Plymouth with a 2:1 in English Literature and Creative Writing.

Ameenah held administration, customer service and sales roles in a wide range of industries before joining MT Finance, in June 2017. As part of the New Business team, her duties include producing indicative terms, offer letters and sales reports, and developing relationships with new and existing brokers.

Joe Grace

New Business Executive

Joe joined MT Finance from a commercial vehicle manufacturing company, where he was a Technical Service Advisor.

As part of the New Business team, Joe’s duties include producing indicative terms, offer letters and sales reports, and developing relationships with new clients and broker partners.

Chris Brock

New Business Executive

Chris has over 8 years of experience in the mortgage industry, previously having worked for loan brokerages Enterprise Finance and The Loan Partnership. He has worked closely with clients in developing relationships, understanding their requirements, and supporting them through the loan process.

As part of the New Business team, Chris’s responsibilities include producing indicative terms, offer letters and sales reports, as well as developing relationships with new clients and introducing brokers.

Eleanor Hyland

Head of Asset Management

Eleanor joined MT Finance in November 2017 as a Loan Administration Officer. Eleanor graduated from the University of Southampton in 2016 with a degree in Criminology, and before joining MT Finance she gained experience working for the Metropolitan Police.

In her role as, Eleanor is responsible for the administration of our loans post-completion, including preparing and sending out monthly statements of accounts, handling redemptions, and liaising with borrowers, solicitors and investors throughout the duration of a loan term.

James Symes-Thompson

Asset Manager – Senior Investor Relations

James joined MT Finance fresh from Newcastle University where he graduated with a 2:1 in Politics.

James is responsible for effectively communicating to prospective as well as the existing investors, preparing the investment related presentations, and assisting in preparing the daily, weekly, and monthly reports.

Alex Redmayne

Asset Manager

Alex graduated in June 2017 with a 2:1 Business and Marketing degree from Oxford Brookes University.

Alex worked for a global investment company before joining MT Finance, in December 2017.

As part of the Asset Management team, Alex is responsible for dealing with all aspects of our loans post-completion. This includes; preparing and sending out monthly statements of accounts, handling redemptions and loan extensions and liaising with borrowers, solicitors and our investors throughout the duration of a loan term.

Harriet Ward

Asset Manager – Investor Relations

Hattie joined MT Finance in October 2019 after graduating from the University of Southampton with a 2:1 in Bsc Geography the same year.

She has previous experience in administrative work for a recruitment company, and Hattie also used to teach sailing.

Hattie’s main responsibilities will include communicating directly with investors about their loans and opportunities, providing updates regarding existing loans and preparing fact sheets.

Millie Dyson

Head of Marketing & Communications

Millie has over 10 years of financial services industry experience, having started her career at Financial Reporter where she was the editor for four years.

During her career, Millie has held marketing positions with several companies operating within the UK financial sector.

Millie joined MT Finance in July 2014 and is responsible for the company's brand, marketing, and communications strategies, as well as devising the creative concepts across advertising, video, and social media channels.

Millie is also responsible for gender diversity at MT Finance as part of the Women in Finance Charter.

She was named Marketer of the Year at the Women's Recognition Awards 2020 and created Bridging Trends in 2015.

Gus Snarskis

Digital Developer

Gus graduated with a Bachelor’s Degree, BA (Hons) in Digital Media Arts from London South Bank University in 2015. He started his career at a bespoke lighting company in Chelsea where he was a graphic designer and social media manager for just over 2 years.

Gus joined MT Finance in January 2017 and is responsible for maintaining the MT Finance website and building the digital content, including video.

Mathew Smith

Senior Graphic Designer

Mat graduated with a degree in Digital Art & Technology from Plymouth University in 2012. He has over a decade of experience in design with a varied background which includes real-estate, sports, and B2B tech.

Mat joined MT Finance in February 2020 and is responsible for managing all design projects and providing creative support for the MT Finance brand.

Gurkanwal Dhillon

Marketing Manager

Gurkanwal graduated with a degree in Marketing Management and a MSc in Advertising and PR Management from De Montfort University. She has a decade of experience in marketing, PR and digital across charity and music, as well as spending a year in New York working for UBS Investment Bank.
Gurkanwal joined MT Finance in March 2020 and is responsible for managing the day-to-day running of marketing activities, including producing content for the website along with implementing strategies and monitoring the performance of campaigns.

Scott Turnley

Financial Controller

Scott graduated with a 2:1 Mathematics Degree from the University of Southampton in July 2014, where he completed modules in Pure Mathematics, Statistics, Finance and Applied Mathematics.

Since then, Scott has held several accounts and finance advisory roles in a wide range of industries and is currently studying the CIMA qualification, working to become a fully qualified Chartered Management Accountant.

Scott is responsible for assembling and summarising data to structure reports on financial status and risks, as well as liaising with MT Finance’s investors.

Jamie Voong

Financial Analyst

Jamie joined MT Finance in August 2018 from Queen Mary University of London, where she graduated with a first in BSc Mathematics.

As Accounts Administrator, Jamie is responsible for ensuring payments, amounts and records are correct and provides overall assistance to the Financial Controller, Scott Turnley.

Quang Lee

Management Accountant

Quang graduated from King’s College London in 2013, with a degree in Biochemistry.

Before joining MT Finance in April 2019, Quang was an Analyst in the funds team at Intertrust, where he managed a portfolio of clients from a regulatory perspective, specifically their compliance with the AIFMD.

As Management Accountant, Quang is responsible for a broad range of operational, transactional and process improvement work within the Finance function.

Steph Hanlon

Accounts Assistant

Stephanie joined MT Finance in March 2020, after 7 years working as a Bookkeeper/PA for an architectural practice. Prior to this, she studied Legal Secretarial Studies at Kingston College.

As Accounts Assistant, Stephanie is responsible for settling payments, ensuring data is inputted accurately, and providing general assistance to the Financial Controller and other members of the accounts team.

Shyam Kotecha

Head of Compliance | MLRO | Head of HR

Shyam’s long established career in finance saw him working for Barclays Bank as a Personal Account Manager for six years, in which he was able to build his knowledge and skills in the areas of banking regulations and compliance with the care and attention you expect from those belonging to one of the largest banking institutions in the UK.

His background in compliance continued to grow upon his move to the Financial Conduct Authority (FCA). A role which saw him join the body which works to regulates the financial services industry, gaining a wide range of experience dealing with compliance matters in many different areas of the financial sector.

Shyam has since completed the ICA Certificate in Financial Crime Prevention with Merit and gained experience in property finance before joining MT Finance in June 2019, as our Head of Compliance & MLRO and Head of HR.