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First legal charge

First legal charge

If this is the first loan you are taking out on your property, our consultants can advise you on the most suitable borrowing terms.  With competitive interest rates and no upfront fees, we offer a stress-free financing service. 

Second legal charge

Second legal charge

If you already have a loan or mortgage secured against your property, we can help you to acquire further financing. Our second legal charge loans range from £100,000 to £5,000,000.


A return to relationship banking, where your application is given the care and attention it deserves.

MTF is a multi-award-winning lender based in the heart of London. We specialise in short-term loans including auction finance and bridging loans and offer 1st & 2nd legal charge loans on a non-status basis, meaning we don’t require evidence of trading history, accounts or proof of income.

MTF work every day to support individuals, business owners and property investors in turning their aspirations into achievement. Our reputation in the market is second to none for delivering fit for purpose short-term finance, and our competitive interest rates, with no upfront fees, will help you save time and money.

MTF are here to work with you to get your loan completed in a matter of days. Our streamlined process means no application forms, allowing us to cut through delays and offer short-term finance exactly when and how you need it.

For a friendly, transparent and hassle free service the only choice is MTF. Why not contact us today on 0203 051 2331 or fill in our online enquiry form to see how we could help?

Kit Thompson

/ Brightstar Financial

'I honestly cannot fault the service at any stage of the process, from initial enquiry to paying out comission. If that is not service I don't know what is. mtf should be an example to all bridging lenders. They totally get it. Providing a good service is at the heart of their business model, on top of which they are all thoroughly nice people and a pleasure to deal with.'

Anderw Hosford

/ Voltaire Financial

'mtf approach each deal in a completely different way than any other lender we have dealt with. They break down the deal immediately and as there are no forms or boxes to be ticked they are able to grasp the value and concept of the deal from the outset. This allows the team to move quickly and efficiently to make the process of drawing a loan as painless and streamlined as possible for the client.'

Danny Churchill

/ Pure Funding Solutions

'Many Lenders talk about how good their service proposition is and talk a good game, but it is one thing saying it and another thing actually doing it and delivering time after time. The very nature of the Bridging Industry means that transactions normally need to happen quickly and expedited efficiently. mtf regularly delivers and never fails to miss a timeframe or deadline’.

Andre Bartlett


‘mtf have become one of our regular points of call… The company’s relationship banking approach, their commitment to clear and fast communication and consistent performance is truly excellent. We know that at mtf we speak to a decision maker from the beginning to the end of a case and that every enquiry we put forward will consistently receive the full, due and efficient consideration that it merits’.

Terms from 1 day to 18 months

Bridging Loans from £100,000 to £8,000,000. Non Status - No Upfront Fees