A bridging loan enables you to refurbish an investment property, purchase an investment property, or provide your business with much needed capital on a tight deadline.

Speed is critically important in bridging finance. It is what makes a bridging loan a fundamental tool for those who need to raise funds within a short time-frame.

Whereas a mainstream bank can take several months to agree a loan in a process that can be stressful- as well as time consuming, a bridging finance lender is often able to make lending decisions within hours of initial enquiry and release funds in less than a week, preventing borrowers from missing out on time-sensitive opportunities that come their way.

mtf is an award-winning bridging loan provider. Borrow £100k to £10 million, up to 70% LTV, for a period of 3 to 24 months. To discuss an enquiry, call us today on 0203 051 2331.

At mtf, we can assist with bridging loans for:

  • Property purchases (for investment or business purposes)
  • Investment property renovations and refurbishments
  • Individual shared self-contained flats
  • Converted flats
  • Turning property into flats
  • HMOs

At mtf, our streamlined process means no application forms, allowing us to cut through delays and offer a bridging loan exactly when and how you need it. We also take a view on all credit histories, including those with CCJs and a history of arrears. We do not require evidence of credit history, accounts or proof of income – instead, we are more focused on the value of the property in question and your future plans for it.

Key product features:

  • Rates from 0.75%
  • 1st & 2nd Charge loans
  • Loans from £100,000- £10,000,000
  • Up to 70% LTV
  • Terms from 3-24 months
  • Residential, commercial, HMOs & mixed assets
  • Adverse credit, CCJs and arrears considered
  • No exit fees/ no Early Repayment Charges
  • No personal guarantees required
  • No credit scoring



When you would use mtf

Our loan products are best suited for business purposes and property investment purposes, and not against an individual’s primary residence.

For those looking to purchase an investment property, refurbish an investment property, or provide your business with much-needed capital – this is where mtf can help.

One of the main benefits of a bridging loan is the speed at which funds can be delivered. Where a mainstream bank may take several months to put together a loan for a borrower, a bridging finance company is often able to make lending decisions within hours of initial enquiry so funds could be released in less than a week.

We just need to run some internal checks, confirm a valuation of the property in question by a professional RICS surveyor and have everything signed off by our solicitors and yours.

Our company has over 10 years of experience in the UK financial sector, earning us the solid reputation we hold. mtf has been consistently recognised throughout the industry for our approach to lending, winning multiple awards including Bridging Lender of the Year at the Property Wire Awards 2018 and 3-time winner of the Best Service from a Bridging Finance Provider at the Business Moneyfacts Awards.

mtf will always treat every enquiry on a case-by-case basis and help you access the most competitive rate, tailoring the solution to your financial requirements. With no upfront fees and no early repayment or exit fees – we can assist with your project today by calling us on 0203 051 2331.

Non-status bridging loans

As a non-status lender, we do not take the credit status of a borrower into account. We will take a view on CCJs, defaults, and arrears and we do not always require evidence of credit history, trading history, accounts or proof of income. Instead, we focus on the property in question and your future plans. This allows us to take a practical, common sense approach to lending.

For bridging loans with no credit scoring, contact us today.