What are urgent transactions?

If you need to purchase an investment property quickly via auction, or simply raise finance fast, MT Finance is here to deliver your funds for urgent transactions in a matter of days.

The main benefit of a short-term loan is the speed at which funds can be delivered. Where a mainstream bank may take several months to put together a loan for a borrower, MT Finance is able to make lending decisions within hours of initial enquiry, so funds can often be released within days, preventing borrowers from missing out on time-sensitive opportunities that come their way.

What’s more, MT Finance will also take a view on CCJs, defaults, and arrears and we do not require personal guarantees, a minimum credit score, evidence of accounts, or proof of income – instead, we focus on the property and your future plans. Our streamlined process includes no lengthy application forms, allowing us to offer your short-term loan exactly when, and how, you need it.

Product Features:

  • Rates from 0.75%
  • 1st & 2nd charge loans
  • Loans from £50,000 – £10,000,000
  • Up to 70% LTV
  • Terms from 1-24 months
  • Residential, commercial & semi-commercial property
  • No up-front fees, no exit fees, no ERCs
  • No personal guarantees required
  • No credit scoring

With no up-front fees, no early repayment charges or exit fees, MT Finance will always help you access the most competitive rate, tailoring a solution to fit your financial requirements.

To find out more about short-term loans, or if you have a time-sensitive project you wish to discuss, contact one of our short-term loan experts today on 0203 051 2331 or fill in our contact form and someone will be in touch with you shortly.

Quick Enquiry:

When can a short-term loan help?

A short-term loan can cater for a wide range of time-sensitive needs. Whether funds are required to complete a purchase of a property at auction, you need to complete an off-plan purchase or extend your leasehold – a short-term loan could give you the time and breathing space needed until a long-term plan can be put into place.

There are a number of situations where a borrower could be presented with a very narrow window of opportunity.

For example:

  • Your buy-to-let mortgage lender has let you down at the last minute
  • You’re trying to secure a property at auction
  • You are facing repossession
  • You are a business owner who has a tax bill to clear quickly
  • You have been served a notice to complete
  • You need to extend a lease
  • You need to re-finance out of a bridging loan
  • You need to exit a development project that has reached practical completion
  • You want to “flip” an investment property
  • You’re expanding/acquiring a business
  • You need to unlock a property chain