Houses of Multiple Occupancy

Whether it’s a small or a large HMO, we will work to provide a fuss-free solution that’s just right.

Our HMO products are available to both individuals and corporate borrowers, whether for purchase or a re-mortgage. The maximum loan size is £1.5 million and depending upon the HMO size, we lend up to 75% LTV.

Product fees can be added to the loan over and above the maximum loan limits and we will even manually underwrite those cases that require a little more flexibility.

Product guide

Criteria guide
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David Kingham

BDM for London & South East

Starting at MT Finance as a New Business Executive in 2019 and progressing to Senior Underwriter for regulated bridging, David’s expertise has allowed him to smoothly transition into business development. A natural problem solver, he excels in navigating complex markets and providing innovative solutions.

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Chris Parr

Senior BDM for Midlands & North

Chris Parr has over 20 years’ experience in the financial services sector. Since joining the MT Finance team in 2020, he has used his vast knowledge to support our introducing brokers in the Midlands, Northern England and North Wales and helping to guide them through every stage of an application process.

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Richard Sherman

Senior BDM for South West & South Wales

Richard joined us in 2018 and has over 10 years’ experience in the industry. Having joined from a mortgage broker, he’s uniquely placed to understand how our brokers truly operate & what they need to effortlessly provide the best possible outcomes for their clients.

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Joe Grace

Senior BDM for London & South East

Joe originally joined us in 2019 as a New Business Executive, meaning he has an in-depth knowledge of our operations & processes as well as the property sector. A natural people person, his ability to forge strong relationships makes him the perfect choice to support our brokers.

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Joe Grace BDM