Affordability Calculator

Use this tool to instantly estimate the rent required and maximum borrowing based on your product term, rate assumptions, and taxpayer profile. Adjust the inputs to see how the stress tests update in real time.

Calculator
BTL Stress Test
Stressed Interest Rate (SIR)
Interest Cover Ratio (ICR)
Results
Rent Required P/M
Loan Amount
Rent Required
Available Loan
Rent P/M
Loan Amount
Test 1 of 2: SIR
Loan Amount
Rent P/M
Monthly Payment (Stressed)
SIR Test
Test 2 of 2: ICR
Loan Amount
Rent P/M
Rent ÷ Payment
ICR Test