regulated bridging
Our regulated bridging product is here to help home-owners when they need it the most.
Whether your client is looking for a traditional chain break, needs to refurbish a property before moving in, or requires short-term funding as part of a longer term strategy- your client could not be in better hands.
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regulated finance features:
- Rates from 0.49%
- 1st & 2nd charge loans
- Loans from £50,000 - £1,500,000
- Up to 65% LTV
- Terms from 1-12 months
- Residential & semi-commercial property
- Consumer BTL
- No early repayment or exit fees
regulated team
Gareth Lewis
Commercial Director
Raphael Benggio
Head of Regulated Underwriting
Bhavisha Purohit
Underwriter
Gareth Lewis
Commercial Director
Gareth joined MT Finance from specialist lender, Precise Mortgages, in May 2018.
He has more than 14 years of experience in the short-term lending market, having previously held roles at Tiuta and Cheval Property Finance, before joining Precise Mortgages in 2011.
Gareth is responsible for overseeing product development and identifying new propositions to meet the company's growing demand.
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Raphael Benggio
Head of Regulated Underwriting
Raph graduated with a 1st class honours in Law and Business from Middlesex University.
Joining us from Masthaven Bank, where he was an Underwriting Manager, Raph has over 7 years underwriting experience in specialist lending, and both regulated and unregulated bridging loans.
Raph manages the regulated team and the pipeline of regulated transactions. He is responsible for underwriting and assessing loan documentation, including valuation reports, and ensuring that all regulatory requirements are satisfied.
In 2018 he was nominated for ‘Underwriter of the Year’ at the Bridging & Commercial Awards.
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Bhavisha Purohit
Underwriter
Bhavisha completed her LLB Law (Hons) degree in 2012, after extending her degree to 4 years to study International Law abroad in Sweden and The Netherlands.
Before joining MT Finance, Bhavisha worked for a number of private practice property law firms specialising in both residential and commercial conveyancing.
Bhavisha is an Underwriter at MT Finance and is responsible for instructing and liaising with our solicitors and assessing each transaction for any legal issues and risks which could potentially arise.
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David Kingham
Junior Underwriter
Sarah Parsons
Junior Underwriter
David Kingham
Junior Underwriter
David joined MT Finance in January 2019 from Nationwide, where he was Mortgage & Protection Advisor.
He graduated from the University of Central Lancashire with a Business and Management degree (Hons). David is also CeMAP qualified after taking the exams in 2017 and receiving a Distinction.
As part of the underwriting team, David is responsible for assessing our loan applications through to completion.
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Sarah Parsons
Junior Underwriter
Sarah studied History at the University of Bristol and graduated in 2017.
She joined MT Finance in June 2018 from an investment consultancy firm, where she was responsible for analysing stock prices and highlighting bullish and bearish index prices.
As part of the underwriting team, Sarah is responsible for reviewing our loan applications.
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